/* =========================================================
   CMF Title — Design System
   Apple-inspired · floating dynamic imagery · soft depth
   Brand: Deep Blue #124278 · Sage Green #5b7672
   ========================================================= */

:root{
  /* Ink & surfaces */
  --ink:        #16181c;
  --ink-soft:   #3e434b;
  --muted:      #6b7079;
  --line:       rgba(18,66,120,.10);
  --line-2:     rgba(18,66,120,.16);
  --bg:         #fbfbfd;
  --bg-2:       #f1f4f8;
  --bg-3:       #eaf0f6;
  --white:      #ffffff;

  /* Brand */
  --brand:      #124278;
  --brand-lift: #1d5da3;
  --brand-air:  #4a8bc9;
  --green:      #5b7672;
  --green-lift: #74928c;
  --navy:       #0b2340;

  --grad-brand:  linear-gradient(118deg,#124278 0%,#1d5da3 46%,#5b7672 100%);
  --grad-brand-r:linear-gradient(118deg,#5b7672 0%,#1d5da3 54%,#124278 100%);
  --grad-light:  linear-gradient(112deg,#a9cdef 0%,#c2dbea 44%,#aec7c0 100%);
  --grad-ink:    linear-gradient(158deg,#0b2340 0%,#123f6f 52%,#0d2a49 100%);
  --grad-wash:   linear-gradient(118deg,rgba(18,66,120,.10),rgba(91,118,114,.10));

  /* Glass */
  --glass-bg:  rgba(255,255,255,.70);
  --glass-brd: rgba(255,255,255,.78);
  --glass-sh:  0 22px 54px -22px rgba(11,35,64,.30);

  /* Radius / motion / shadow */
  --r-xs: 10px;
  --r-sm: 14px;
  --r:    22px;
  --r-lg: 30px;
  --r-xl: 40px;
  --ease: cubic-bezier(.22,1,.36,1);
  --ease-out: cubic-bezier(.16,1,.3,1);
  --sh-soft: 0 8px 30px -12px rgba(11,35,64,.18);
  --sh-card: 0 26px 64px -26px rgba(11,35,64,.32);
  --sh-lift: 0 34px 78px -28px rgba(11,35,64,.40);

  --maxw: 1180px;
  --nav-h: 70px;
}

/* ---------- Reset ---------- */
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{
  font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--bg);line-height:1.55;
  -webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden;
}
img{display:block;max-width:100%}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer}
::selection{background:rgba(29,93,163,.18)}

/* ---------- Layout ---------- */
.wrap{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px}
.section{position:relative;padding:clamp(70px,10vw,130px) 0}
.section--tight{padding:clamp(48px,7vw,90px) 0}
.section--alt{background:var(--bg-2)}

.eyebrow{
  display:inline-block;font-size:12.5px;font-weight:700;letter-spacing:.15em;
  text-transform:uppercase;color:var(--brand-lift);margin-bottom:18px;
}
.eyebrow--light{color:#9fc6ea}

h1,h2,h3{letter-spacing:-.024em;line-height:1.06;font-weight:700}
h1{font-size:clamp(2.5rem,5.8vw,4.5rem)}
h2{font-size:clamp(2rem,4.3vw,3.25rem)}
h3{font-size:clamp(1.22rem,2.1vw,1.55rem);letter-spacing:-.012em}
p{color:var(--ink-soft);font-size:clamp(1rem,1.2vw,1.11rem)}

.section-head{max-width:730px;margin:0 auto clamp(40px,6vw,66px);text-align:center}
.section-head p{margin-top:18px;font-size:clamp(1.04rem,1.4vw,1.2rem)}
.text-grad{
  background:var(--grad-brand);-webkit-background-clip:text;background-clip:text;
  -webkit-text-fill-color:transparent;color:transparent;
}
.text-grad--light{background:var(--grad-light);-webkit-background-clip:text;background-clip:text;-webkit-text-fill-color:transparent;color:transparent}

/* ---------- Scroll progress ---------- */
.progress{position:fixed;top:0;left:0;height:3px;width:0;z-index:200;background:var(--grad-brand);
  box-shadow:0 0 12px rgba(29,93,163,.5);transition:width .1s linear}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:9px;padding:14px 27px;border-radius:999px;
  font-size:15px;font-weight:650;border:1px solid transparent;white-space:nowrap;
  transition:transform .35s var(--ease),box-shadow .35s var(--ease),background .3s var(--ease),color .3s var(--ease);
}
.btn svg{width:17px;height:17px;transition:transform .35s var(--ease)}
.btn:hover svg{transform:translateX(3px)}
.btn--primary{color:#fff;background:var(--grad-brand);box-shadow:0 14px 34px -12px rgba(18,66,120,.62)}
.btn--primary:hover{transform:translateY(-3px);box-shadow:0 24px 48px -14px rgba(18,66,120,.68)}
.btn--ghost{color:var(--ink);background:rgba(255,255,255,.7);border-color:var(--line-2);backdrop-filter:blur(10px)}
.btn--ghost:hover{transform:translateY(-3px);box-shadow:var(--sh-soft);border-color:var(--brand-air)}
.btn--light{color:var(--navy);background:#fff}
.btn--light:hover{transform:translateY(-3px);box-shadow:0 22px 44px -14px rgba(0,0,0,.42)}
.btn--outline-light{color:#fff;border-color:rgba(255,255,255,.38);background:rgba(255,255,255,.07);backdrop-filter:blur(10px)}
.btn--outline-light:hover{transform:translateY(-3px);background:rgba(255,255,255,.16)}
.btn--sm{padding:11px 20px;font-size:14px}

/* ---------- Navbar ---------- */
.nav{position:fixed;top:0;left:0;right:0;z-index:120;height:var(--nav-h);display:flex;align-items:center;
  transition:background .4s var(--ease),box-shadow .4s var(--ease),backdrop-filter .4s var(--ease)}
.nav__inner{width:100%;max-width:var(--maxw);margin:0 auto;padding:0 24px;
  display:flex;align-items:center;justify-content:space-between;gap:18px}
.nav.scrolled{background:rgba(251,251,253,.80);backdrop-filter:saturate(180%) blur(22px);
  -webkit-backdrop-filter:saturate(180%) blur(22px);box-shadow:0 1px 0 rgba(18,66,120,.10)}
.nav__logo{display:flex;align-items:center;gap:11px}
.nav__logo img{height:44px;width:auto}
.nav__logo .logo-light{display:none}
.nav__links{display:flex;align-items:center;gap:34px}
.nav__links a{font-size:14.5px;font-weight:550;color:var(--ink-soft);position:relative;transition:color .25s var(--ease)}
.nav__links a::after{content:"";position:absolute;left:0;bottom:-7px;height:2px;width:0;
  background:var(--grad-brand);border-radius:2px;transition:width .3s var(--ease)}
.nav__links a:hover,.nav__links a.active{color:var(--ink)}
.nav__links a:hover::after,.nav__links a.active::after{width:100%}
.nav__cta{display:flex;align-items:center;gap:16px}
.nav__phone{display:inline-flex;align-items:center;gap:7px;font-size:14px;font-weight:650;color:var(--ink)}
.nav__phone svg{width:15px;height:15px;color:var(--brand-lift)}
.nav__burger{display:none;width:42px;height:42px;border-radius:12px;background:rgba(255,255,255,.7);
  border:1px solid var(--line-2);flex-direction:column;align-items:center;justify-content:center;gap:5px}
.nav__burger span{width:18px;height:2px;background:var(--ink);border-radius:2px;transition:.3s var(--ease)}
.nav.open .nav__burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.nav.open .nav__burger span:nth-child(2){opacity:0}
.nav.open .nav__burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* Transparent nav over dark hero */
.nav:not(.scrolled).nav--over{background:transparent;box-shadow:none}
.nav:not(.scrolled).nav--over .nav__links a{color:rgba(255,255,255,.88)}
.nav:not(.scrolled).nav--over .nav__links a:hover,
.nav:not(.scrolled).nav--over .nav__links a.active{color:#fff}
.nav:not(.scrolled).nav--over .nav__phone{color:#fff}
.nav:not(.scrolled).nav--over .nav__phone svg{color:#fff}
.nav:not(.scrolled).nav--over .logo-dark{display:none}
.nav:not(.scrolled).nav--over .logo-light{display:block}
.nav:not(.scrolled).nav--over .nav__burger{background:rgba(255,255,255,.16);border-color:rgba(255,255,255,.4)}
.nav:not(.scrolled).nav--over .nav__burger span{background:#fff}
.nav.scrolled .logo-light{display:none}
.nav.scrolled .logo-dark{display:block}

/* Mobile menu */
.mobile-menu{position:fixed;inset:var(--nav-h) 0 auto 0;z-index:119;
  background:rgba(251,251,253,.97);backdrop-filter:blur(26px);padding:22px 24px 26px;
  display:flex;flex-direction:column;gap:2px;transform:translateY(-145%);
  transition:transform .5s var(--ease);box-shadow:var(--sh-soft);border-bottom:1px solid var(--line)}
.mobile-menu.open{transform:translateY(0)}
.mobile-menu a{padding:14px 6px;font-size:17.5px;font-weight:550;border-bottom:1px solid var(--line)}
.mobile-menu .btn{margin-top:16px;justify-content:center;border-bottom:none}

/* Sticky mobile order bar */
.order-bar{position:fixed;left:0;right:0;bottom:0;z-index:110;display:none;gap:10px;padding:10px 14px
  calc(10px + env(safe-area-inset-bottom));background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(20px);border-top:1px solid var(--line);box-shadow:0 -6px 24px -12px rgba(11,35,64,.24)}
.order-bar .btn{flex:1;justify-content:center;padding:13px 16px;font-size:14.5px}

/* ---------- Ambient blobs / mesh ---------- */
.blob{position:absolute;border-radius:50%;filter:blur(80px);opacity:.55;z-index:0;pointer-events:none}
.blob--a{width:540px;height:540px;background:radial-gradient(circle,rgba(29,93,163,.48),transparent 70%)}
.blob--b{width:470px;height:470px;background:radial-gradient(circle,rgba(91,118,114,.44),transparent 70%)}
.blob--c{width:400px;height:400px;background:radial-gradient(circle,rgba(74,139,201,.40),transparent 70%)}
.mesh{position:absolute;inset:0;z-index:0;pointer-events:none;overflow:hidden}
.mesh::before{content:"";position:absolute;inset:0;
  background-image:linear-gradient(rgba(18,66,120,.045) 1px,transparent 1px),
                   linear-gradient(90deg,rgba(18,66,120,.045) 1px,transparent 1px);
  background-size:56px 56px;
  -webkit-mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 0%,transparent 78%);
          mask-image:radial-gradient(ellipse 70% 60% at 50% 30%,#000 0%,transparent 78%)}

/* ---------- HERO (home) ---------- */
.hero{position:relative;overflow:hidden;
  padding-top:calc(var(--nav-h) + clamp(44px,7vw,86px));
  padding-bottom:clamp(96px,12vw,150px)}
.hero__grid{position:relative;z-index:2;display:grid;grid-template-columns:1.02fr .98fr;
  gap:clamp(30px,4.5vw,64px);align-items:center}
.hero__badge{display:inline-flex;align-items:center;gap:9px;padding:8px 16px;margin-bottom:24px;
  background:rgba(255,255,255,.76);border:1px solid var(--glass-brd);border-radius:999px;
  font-size:13px;font-weight:650;color:var(--ink-soft);box-shadow:var(--sh-soft);backdrop-filter:blur(12px)}
.hero__badge .dot{width:8px;height:8px;border-radius:50%;background:#37a06f;
  box-shadow:0 0 0 4px rgba(55,160,111,.2);animation:pulse 2.4s var(--ease) infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 4px rgba(55,160,111,.2)}50%{box-shadow:0 0 0 8px rgba(55,160,111,.06)}}
.hero h1{margin-bottom:22px;text-wrap:balance}
.hero__sub{font-size:clamp(1.06rem,1.45vw,1.24rem);color:var(--ink-soft);max-width:540px;margin-bottom:32px}
.hero__actions{display:flex;flex-wrap:wrap;gap:13px;align-items:center}
.hero-badges{display:flex;flex-wrap:wrap;gap:14px 26px;margin-top:32px}
.hero-badges span{display:inline-flex;align-items:center;gap:9px;font-size:.93rem;font-weight:550;color:var(--ink-soft)}
.hero-badges svg{width:19px;height:19px;color:var(--green);flex:none}

/* Floating dynamic image cluster */
.hero__visual{position:relative;height:clamp(400px,44vw,540px);perspective:1400px}
.fimg{position:absolute;border-radius:var(--r-xl);overflow:hidden;
  box-shadow:var(--sh-lift);border:1px solid rgba(255,255,255,.7);will-change:transform;
  transition:transform .9s var(--ease-out)}
.fimg img{width:100%;height:100%;object-fit:cover}
.fimg--main{inset:4% 8% 10% 0;z-index:2}
.fimg--sub{width:44%;aspect-ratio:3/4;right:-2%;bottom:2%;z-index:4;border-radius:var(--r-lg)}
.fimg--tag{width:34%;aspect-ratio:4/3;right:2%;top:-4%;z-index:1;border-radius:var(--r-lg);opacity:.95}

.gchip{position:absolute;z-index:6;background:var(--glass-bg);backdrop-filter:blur(20px) saturate(170%);
  -webkit-backdrop-filter:blur(20px) saturate(170%);border:1px solid var(--glass-brd);
  border-radius:var(--r);box-shadow:var(--glass-sh);padding:14px 17px;will-change:transform;
  transition:transform .9s var(--ease-out)}
.gchip .gc-ico{width:36px;height:36px;border-radius:11px;display:grid;place-items:center;
  background:var(--grad-brand);color:#fff;margin-bottom:9px}
.gchip .gc-ico svg{width:19px;height:19px}
.gchip .gc-t{font-size:13px;font-weight:750;color:var(--ink);letter-spacing:-.01em;line-height:1.25}
.gchip .gc-s{font-size:11.5px;color:var(--muted);margin-top:2px}
.gchip--1{top:8%;left:-7%}
.gchip--2{bottom:26%;left:-9%;display:flex;align-items:center;gap:11px;padding:12px 17px}
.gchip--2 .pulse{width:34px;height:34px;border-radius:50%;background:rgba(55,160,111,.14);display:grid;place-items:center;flex:none}
.gchip--2 .pulse i{width:10px;height:10px;border-radius:50%;background:#37a06f;animation:pulse 2.4s var(--ease) infinite}
.gchip--3{bottom:-3%;left:16%;display:flex;align-items:center;gap:12px;padding:12px 18px}
.gchip--3 b{font-size:1.5rem;font-weight:750;letter-spacing:-.03em;line-height:1}

@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-13px)}}
.anim-float{animation:floaty 7s ease-in-out infinite}
.anim-float.d-a{animation-delay:-2.4s}
.anim-float.d-b{animation-delay:-4.8s}

/* Floating stats overlapping hero */
.stats-float{position:relative;z-index:6;margin-top:clamp(-84px,-7vw,-60px);padding-top:0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stat-card{text-align:center;padding:30px 18px;border-radius:var(--r-lg);background:rgba(255,255,255,.86);
  backdrop-filter:blur(18px) saturate(160%);-webkit-backdrop-filter:blur(18px) saturate(160%);
  border:1px solid var(--glass-brd);box-shadow:var(--sh-card);
  transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.stat-card:hover{transform:translateY(-7px);box-shadow:var(--sh-lift)}
.stat-card b{font-size:clamp(1.95rem,3.3vw,2.7rem);font-weight:750;letter-spacing:-.035em;display:block;line-height:1.08}
.stat-card b .text-grad{display:inline}
.stat-card span{font-size:13.5px;color:var(--muted);font-weight:550;display:block;margin-top:7px}

/* ---------- County marquee ---------- */
.marquee{position:relative;overflow:hidden;padding:26px 0;background:var(--bg-2);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.marquee::before,.marquee::after{content:"";position:absolute;top:0;bottom:0;width:110px;z-index:2;pointer-events:none}
.marquee::before{left:0;background:linear-gradient(90deg,var(--bg-2),transparent)}
.marquee::after{right:0;background:linear-gradient(270deg,var(--bg-2),transparent)}
.marquee__track{display:flex;width:max-content;animation:slide 42s linear infinite}
.marquee:hover .marquee__track{animation-play-state:paused}
.marquee__group{display:flex;align-items:center;gap:14px;padding-right:14px}
.mq-item{display:inline-flex;align-items:center;gap:8px;padding:9px 18px;border-radius:999px;
  background:#fff;border:1px solid var(--line);font-size:13.5px;font-weight:600;color:var(--ink-soft);white-space:nowrap}
.mq-item svg{width:14px;height:14px;color:var(--green);flex:none}
@keyframes slide{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- Cards ---------- */
.grid{display:grid;gap:22px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}

.card{position:relative;background:var(--white);border:1px solid var(--line);border-radius:var(--r-lg);
  padding:32px;box-shadow:var(--sh-soft);overflow:hidden;z-index:1;
  transition:transform .5s var(--ease),box-shadow .5s var(--ease)}
.card::before{content:"";position:absolute;inset:0;border-radius:inherit;padding:1px;background:var(--grad-brand);
  -webkit-mask:linear-gradient(#fff 0 0) content-box,linear-gradient(#fff 0 0);
  -webkit-mask-composite:xor;mask-composite:exclude;opacity:0;transition:opacity .5s var(--ease)}
.card::after{content:"";position:absolute;top:-40%;right:-30%;width:220px;height:220px;border-radius:50%;
  background:var(--grad-wash);filter:blur(40px);opacity:0;transition:opacity .6s var(--ease);z-index:-1}
.card:hover{transform:translateY(-9px);box-shadow:var(--sh-card)}
.card:hover::before,.card:hover::after{opacity:1}
.card__ico{width:54px;height:54px;border-radius:16px;display:grid;place-items:center;
  background:linear-gradient(135deg,rgba(18,66,120,.12),rgba(91,118,114,.14));color:var(--brand);margin-bottom:22px}
.card__ico svg{width:26px;height:26px}
.card h3{margin-bottom:10px}
.card p{font-size:1rem}
.card p+p{margin-top:12px}

/* Feature chips */
.feature{display:flex;align-items:flex-start;gap:14px;padding:20px 22px;background:var(--white);
  border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-soft);
  transition:transform .45s var(--ease),box-shadow .45s var(--ease)}
.feature:hover{transform:translateY(-6px);box-shadow:var(--sh-card)}
.feature__ico{flex:0 0 auto;width:40px;height:40px;border-radius:12px;display:grid;place-items:center;
  background:var(--grad-brand);color:#fff}
.feature__ico svg{width:21px;height:21px}
.feature b{font-size:1.01rem;font-weight:680;display:block;letter-spacing:-.01em}
.feature span{font-size:.9rem;color:var(--muted)}

/* ---------- Process timeline ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;position:relative}
.steps::before{content:"";position:absolute;top:30px;left:8%;right:8%;height:2px;
  background:linear-gradient(90deg,rgba(18,66,120,.22),rgba(91,118,114,.22));z-index:0}
.step{position:relative;z-index:1;text-align:center;padding:0 6px}
.step__n{width:60px;height:60px;margin:0 auto 18px;border-radius:50%;display:grid;place-items:center;
  background:#fff;border:1px solid var(--line-2);box-shadow:var(--sh-soft);
  font-size:1.05rem;font-weight:750;color:var(--brand);
  transition:transform .45s var(--ease),box-shadow .45s var(--ease),background .4s,color .4s}
.step:hover .step__n{transform:translateY(-6px) scale(1.06);background:var(--grad-brand);color:#fff;box-shadow:var(--sh-card)}
.step h3{font-size:1.12rem;margin-bottom:8px}
.step p{font-size:.97rem}

/* ---------- Split / alternating media ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(34px,5vw,72px);align-items:center}
.split--rev .split__media{order:2}
.split__media{position:relative;border-radius:var(--r-xl);overflow:hidden;box-shadow:var(--sh-card);
  border:1px solid rgba(255,255,255,.6);aspect-ratio:4/3}
.split__media img{width:100%;height:100%;object-fit:cover;transition:transform 1.2s var(--ease)}
.split__media:hover img{transform:scale(1.06)}
.split__body h2{margin-bottom:20px}
.split__body p{margin-bottom:16px}
.split__body p:last-child{margin-bottom:0}
.badge-pill{position:absolute;bottom:18px;left:18px;padding:10px 17px;border-radius:999px;
  background:rgba(255,255,255,.84);backdrop-filter:blur(14px);border:1px solid var(--glass-brd);
  font-size:13px;font-weight:700;color:var(--navy);box-shadow:var(--sh-soft)}

/* Check list */
.checklist{list-style:none;display:grid;gap:14px;margin-top:8px}
.checklist li{display:flex;align-items:flex-start;gap:12px;font-size:1.03rem;color:var(--ink-soft)}
.checklist li svg{flex:0 0 auto;width:22px;height:22px;color:var(--green);margin-top:2px}
.checklist--tight li{font-size:.99rem}

/* ---------- Dark band / CTA ---------- */
.band{position:relative;overflow:hidden;background:var(--grad-ink);color:#fff}
.band h2{color:#fff}
.band p{color:rgba(255,255,255,.74)}
.band .wrap{position:relative;z-index:2}

.cta-card{position:relative;overflow:hidden;border-radius:var(--r-xl);padding:clamp(40px,6vw,78px);
  background:var(--grad-ink);color:#fff;text-align:center;box-shadow:var(--sh-card)}
.cta-card::after{content:"";position:absolute;inset:0;z-index:0;
  background:radial-gradient(620px circle at 18% 0%,rgba(29,93,163,.55),transparent 56%),
             radial-gradient(520px circle at 88% 100%,rgba(91,118,114,.5),transparent 56%)}
.cta-card>*{position:relative;z-index:1}
.cta-card h2{color:#fff;margin-bottom:18px}
.cta-card p{color:rgba(255,255,255,.8);max-width:570px;margin:0 auto 32px}
.cta-actions{display:flex;gap:13px;justify-content:center;flex-wrap:wrap}

/* Partner */
.partner{text-align:center;position:relative;z-index:2}
.partner__logo{max-width:310px;margin:26px auto 0;padding:26px 34px;background:#fff;border-radius:var(--r);
  border:1px solid var(--line);box-shadow:var(--sh-soft)}
.partner__logo img{width:100%;height:auto}

/* Accordion */
.accordion{max-width:860px;margin:0 auto;display:grid;gap:14px}
.acc{background:var(--white);border:1px solid var(--line);border-radius:var(--r);
  box-shadow:var(--sh-soft);overflow:hidden;transition:box-shadow .4s var(--ease)}
.acc:hover{box-shadow:var(--sh-card)}
.acc__q{width:100%;text-align:left;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;
  gap:18px;background:none;border:none;font-size:clamp(1.01rem,1.5vw,1.16rem);font-weight:680;color:var(--ink)}
.acc__q .ico{flex:0 0 auto;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;
  background:var(--bg-3);transition:transform .4s var(--ease),background .3s}
.acc__q .ico svg{width:16px;height:16px;color:var(--brand-lift)}
.acc.open .acc__q .ico{transform:rotate(45deg);background:var(--grad-brand)}
.acc.open .acc__q .ico svg{color:#fff}
.acc__a{max-height:0;overflow:hidden;transition:max-height .5s var(--ease)}
.acc__a-inner{padding:0 26px 24px}
.acc__a-inner p{margin-bottom:12px}
.acc__a-inner p:last-child{margin-bottom:0}

/* Coverage cards */
.cover-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.cover-card{padding:34px;border-radius:var(--r-lg);box-shadow:var(--sh-soft);border:1px solid var(--line)}
.cover-card--yes{background:linear-gradient(180deg,#fff,#f2f7fc)}
.cover-card--no{background:linear-gradient(180deg,#fff,#f7f5f2)}
.cover-card h3{margin-bottom:20px;display:flex;align-items:center;gap:12px}
.cover-card h3 .tag{width:30px;height:30px;border-radius:9px;display:grid;place-items:center;color:#fff;flex:none}
.cover-card--yes .tag{background:var(--green)}
.cover-card--no .tag{background:#b5715a}
.cover-list{list-style:none;display:grid;gap:11px}
.cover-list li{display:flex;align-items:flex-start;gap:11px;font-size:.97rem;color:var(--ink-soft)}
.cover-list li svg{flex:0 0 auto;width:19px;height:19px;margin-top:3px}
.cover-card--yes li svg{color:var(--green)}
.cover-card--no li svg{color:#b5715a}

/* Callout */
.callout{display:flex;gap:22px;align-items:center;justify-content:space-between;flex-wrap:wrap;
  padding:30px 34px;border-radius:var(--r-lg);background:var(--grad-wash);
  border:1px solid var(--line);box-shadow:var(--sh-soft)}
.callout__t h3{margin-bottom:8px}
.callout__t p{font-size:1rem;max-width:640px;margin:0}
.callout .btn{flex:none}

/* ---------- Subhero (interior pages) ---------- */
.subhero{padding-top:calc(var(--nav-h) + clamp(48px,7vw,84px));padding-bottom:clamp(40px,6vw,72px);
  background:var(--grad-ink);color:#fff;position:relative;overflow:hidden}
.subhero::before{content:"";position:absolute;width:470px;height:470px;border-radius:50%;
  background:radial-gradient(circle,rgba(29,93,163,.5),transparent 70%);filter:blur(60px);top:-180px;right:-70px}
.subhero::after{content:"";position:absolute;width:430px;height:430px;border-radius:50%;
  background:radial-gradient(circle,rgba(91,118,114,.42),transparent 70%);filter:blur(60px);bottom:-220px;left:-110px}
.subhero .wrap{position:relative;z-index:2}
.subhero .section-head{margin-bottom:0}
.subhero .eyebrow{color:#9fc6ea}
.subhero h1{color:#fff;text-wrap:balance}
.subhero p{color:rgba(255,255,255,.86)}

/* ---------- Contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:start}
.contact-cards{display:grid;gap:18px}
.contact-card{display:flex;gap:16px;align-items:flex-start;padding:24px;background:var(--white);
  border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh-soft);
  transition:transform .4s var(--ease),box-shadow .4s var(--ease)}
.contact-card:hover{transform:translateY(-5px);box-shadow:var(--sh-card)}
.contact-card .ci{flex:0 0 auto;width:48px;height:48px;border-radius:14px;display:grid;place-items:center;
  background:var(--grad-brand);color:#fff}
.contact-card .ci svg{width:22px;height:22px}
.contact-card h3{font-size:1.04rem;margin-bottom:4px}
.contact-card a,.contact-card p{color:var(--ink-soft);font-size:1rem}
.contact-card a:hover{color:var(--brand-lift)}
.form-card{padding:clamp(26px,4vw,40px);background:var(--white);border:1px solid var(--line);
  border-radius:var(--r-lg);box-shadow:var(--sh-card)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:.84rem;font-weight:650;color:var(--ink);margin-bottom:7px}
.field input,.field textarea,.field select{width:100%;padding:13px 15px;border:1px solid var(--line-2);
  border-radius:12px;font:inherit;font-size:.97rem;color:var(--ink);background:var(--bg);
  transition:border-color .25s var(--ease),box-shadow .25s var(--ease)}
.field input:focus,.field textarea:focus,.field select:focus{outline:none;border-color:var(--brand-lift);
  box-shadow:0 0 0 3px rgba(29,93,163,.15);background:#fff}
.field textarea{resize:vertical;min-height:130px}

/* ---------- Footer ---------- */
.footer{background:var(--navy);color:rgba(255,255,255,.72);padding:66px 0 32px;position:relative;overflow:hidden}
.footer__grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px;position:relative;z-index:2}
.footer__logo img{height:36px;margin-bottom:18px}
.footer p{color:rgba(255,255,255,.6);font-size:.95rem;max-width:330px}
.footer h4{font-size:12.5px;letter-spacing:.11em;text-transform:uppercase;color:rgba(255,255,255,.5);
  margin-bottom:18px;font-weight:650}
.footer__links{display:grid;gap:12px}
.footer__links a,.footer__contact a,.footer__contact span{color:rgba(255,255,255,.78);font-size:.95rem;
  transition:color .25s;display:inline-flex;align-items:center;gap:9px}
.footer__links a:hover,.footer__contact a:hover{color:#fff}
.footer__contact{display:grid;gap:12px}
.footer__contact svg{width:16px;height:16px;color:#9fc6ea;flex:0 0 auto}
.footer__bottom{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);
  display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.85rem;
  color:rgba(255,255,255,.5);position:relative;z-index:2}
.footer__bottom a:hover{color:#fff}

/* ---------- Scroll reveal ---------- */
[data-reveal]{opacity:0;transform:translateY(28px);transition:opacity .8s var(--ease),transform .8s var(--ease)}
[data-reveal].in{opacity:1;transform:none}
[data-reveal].d1{transition-delay:.08s}
[data-reveal].d2{transition-delay:.16s}
[data-reveal].d3{transition-delay:.24s}
[data-reveal].d4{transition-delay:.32s}

@media (prefers-reduced-motion:reduce){
  [data-reveal]{opacity:1!important;transform:none!important}
  .anim-float,.marquee__track,.hero__badge .dot,.gchip--2 .pulse i{animation:none!important}
  html{scroll-behavior:auto}
  .fimg,.gchip{transform:none!important}
}

/* ---------- Responsive ---------- */
@media (max-width:1040px){
  .gchip--1{left:-2%}
  .gchip--2{left:-4%}
  .gchip--3{left:12%}
}
@media (max-width:980px){
  .hero__grid{grid-template-columns:1fr}
  .hero__visual{height:clamp(340px,66vw,470px);margin-top:34px}
  .fimg--main{inset:2% 14% 12% 2%}
  .split,.split--rev .split__media{grid-template-columns:1fr;order:unset}
  .split--rev .split__body{order:2}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:34px 20px}
  .steps::before{display:none}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .contact-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
}
@media (max-width:720px){
  .nav__links,.nav__phone{display:none}
  .nav__burger{display:flex}
  .nav__cta .btn--primary{display:none}
  .order-bar{display:flex}
  body{padding-bottom:74px}
  .grid-2,.grid-3,.grid-4,.cover-2{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr;gap:26px}
  .stats-float{margin-top:-40px}
  .gchip--1{top:2%;left:0}
  .gchip--2{bottom:30%;left:0;padding:10px 14px}
  .gchip--3{bottom:-2%;left:8%;padding:10px 15px}
  .gchip .gc-t{font-size:12px}
  .footer__grid{grid-template-columns:1fr}
  .callout{padding:26px 24px}
  .cover-card,.card{padding:26px}
}
@media (max-width:420px){
  .gchip--1{display:none}
}

/* =========================================================
   Composed transforms — parallax (--px/--py) + float (--fy)
   ========================================================= */
@property --fy { syntax: '<length>'; inherits: false; initial-value: 0px; }

.fimg,.gchip{transform:translate3d(var(--px,0px),calc(var(--py,0px) + var(--fy,0px)),0)}
@keyframes floaty{0%,100%{--fy:0px}50%{--fy:-14px}}
.anim-float{animation:floaty 7s ease-in-out infinite}
.anim-float.d-a{animation-delay:-2.4s}
.anim-float.d-b{animation-delay:-4.8s}
@supports not (background: paint(x)){
  .anim-float{animation:none}
}
@media (prefers-reduced-motion:reduce){
  .fimg,.gchip{transform:none!important;animation:none!important}
}

/* ---------- Full-bleed image band ---------- */
.imgband{position:relative;overflow:hidden;color:#fff;padding:clamp(84px,11vw,140px) 0}
.imgband__bg{position:absolute;inset:0;z-index:0}
.imgband__bg img{width:100%;height:100%;object-fit:cover}
.imgband__bg::after{content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,rgba(11,35,64,.90) 0%,rgba(11,35,64,.66) 48%,rgba(11,35,64,.34) 100%)}
.imgband .wrap{position:relative;z-index:2}
.imgband h2{color:#fff;max-width:660px}
.imgband p{color:rgba(255,255,255,.84);max-width:560px;margin-top:18px}
.imgband .eyebrow{color:#9fc6ea}
.coverage-list{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px;max-width:660px}
.coverage-list span{padding:9px 17px;border-radius:999px;font-size:13.5px;font-weight:600;
  background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.24);color:#fff;backdrop-filter:blur(8px)}

/* ---------- Hero refinements ---------- */
:root{--glass-bg:rgba(255,255,255,.84)}
.hero h1{font-size:clamp(2.3rem,4.25vw,3.7rem)}
.hero__grid{grid-template-columns:1fr 1.06fr}
.hero__visual{height:clamp(430px,42vw,545px)}

/* image cluster: main anchored low-left, skyline peeking top-right, keys card front-right */
.fimg--main{inset:14% 17% 9% 0;z-index:2}
.fimg--tag{width:37%;aspect-ratio:4/3;right:-1%;top:0;z-index:1;opacity:1}
.fimg--sub{width:41%;aspect-ratio:3/4;right:1%;bottom:4%;z-index:4}

.gchip{padding:15px 18px}
.gchip--1{top:20%;left:-8%}
.gchip--2{bottom:24%;left:-10%}
.gchip--3{bottom:-2%;left:13%}
.gchip .gc-t{font-size:13.5px}

@media (max-width:1180px){
  .gchip--1{left:-3%}
  .gchip--2{left:-5%}
  .gchip--3{left:10%}
}
@media (max-width:980px){
  .hero__grid{grid-template-columns:1fr}
  .fimg--main{inset:12% 20% 10% 0}
  .gchip--1{top:14%;left:0}
  .gchip--2{bottom:26%;left:-1%}
  .gchip--3{bottom:-1%;left:16%}
}
@media (max-width:720px){
  .hero__visual{height:clamp(400px,86vw,470px)}
  .fimg--main{inset:14% 26% 12% 0}
  .fimg--tag{width:40%;right:0;top:0}
  .fimg--sub{width:45%;right:0;bottom:6%}
  .gchip--1{display:none}
  .gchip--2{bottom:30%;left:0;padding:11px 14px}
  .gchip--3{bottom:0;left:4%;padding:11px 15px}
}